PPLI vs PPVA: A Comparison for High Net Worth Investors
Private placement insurance products have become a core tool for sheltering tax-inefficient assets inside an …
How to Determine Fair Market Value for a Life Insurance Buy Out
There’s a moment in nearly every defined benefit plan that owns life insurance when the …
Individual Level Premium: Critical Calculation for Life Insurance in Cash Balance Plans
Buried inside a 1974 IRS revenue ruling is a math problem most retirement plan participants …
The 50% Incidental Benefit Rule in Cash Balance Plans
Adding life insurance to a cash balance plan is one of those strategies that sounds …
The 2-Year and 5-Year Seasoned Money Rules: Life Insurance in Profit Sharing Plans
Life insurance has long been a permitted, if heavily regulated, feature inside qualified retirement plans. …
Why Administration Is So Much More Challenging When Life Insurance Is Included in a Defined Benefit Plan
Adding life insurance to a defined benefit plan is permitted under the incidental benefit rules, …