Our Plans are the #1 Tax Deferral Strategy

Many of our clients cut their tax bill in half. At Emparion, we specialize in efficient tax planning and retirement structuring.

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The #1 Tax Planning Strategy

Average contributions over $100,000 with flexible design

Our plans are structured for maximum contributions, but also provide a flexible funding range. Each plan is customized to meet your specific situation.

Custom designed for your business

Maximum owner contributions with high contribution limits

FREE plan illustrations with tax savings

Maximum Retirement Contributions

The #1 Strategy for Turbo Charging Your Retirement Savings

Cash balance plans and defined benefit plans have been around for decades. But few people know about them. We make it easy for you to set up a plan.

Creative design with unique plan options

Minimizing risk and maximizing tax benefits

Flexible structures for solo or group plans

Financial planning puzzle piece

Effective solutions

services we offer

Take a look below at some of our favorite strategies. It doesn’t matter your age and income, we have a solution that will work for you. Just take a look…

Cash Balance & 401(k) Combo Plans

This is probably our most popular structure. Combine the flexibility of a 401(k) plan with large cash balance plan contributions.

Money Purchase Plus 401h

Looking for large contributions plus the ability for tax-free medical? A 401h plan might just be the best solution.

Mega Backdoor Roth 401(k)

Looking for big Roth contributions? This might be the plan for you. You can even combine it with a cash balance plan.

Fringe Benefit Plans

Looking for a medical reimbursement, tuition funding or deferred compensation plan? We have it all.

Prior Service Max

For people who are looking for maximum year one contributions. It’s not for everybody. But it can work great in the right situation.

Great Support

We know how to structure plans to achieve your goals. Contact us so we can create a custom illustration for you.

What our clients have to say…

I had no idea what a cash balance plan was. But since I set one up, I have saved thousands in tax and put a sizable amount in retirement. I can’t thank them enough for the retirement structuring!

– SAMANTHA WEIMER

When my business took off, so did my tax bills. I wanted to maximize retirement contributions but didn’t know how. Thanks to Emparion I was able to mitigate my taxes and supercharge my retirement.

– BILL KNIGHT

How it works

It’s easy to get started

We set up hundreds of plans a year. We make the process simple and easy so you can be up and running with your new plan in as little as a week!

Get an illustration

We start the process with a FREE illustration where you can look at your funding levels and determine the right plan structure for you.

Complete onboarding process

Once the structure in place, we complete your plan documents and then schedule an onboarding call so we can walk you through the plan documents and assist with your investment accounts.

Fund your plan

Now you are ready to fund your plan, select your own investments and coordinate your contribution deduction with your CPA. It’s as simple as that.

Why Choose Us

Experience

We have been structuring plans for years. Rest assured that you have a team of professionals in place to handle your plan administration.

Reliability

We structure plans to fit your company. From solo plans to large group plans, we can reliably set up and administer any plan size.

Security

You are safe knowing that we are in charge of your plan design and administration. We even help coordinate with your financial professionals.

Get started now

Not sure if a plan is right for you? Just schedule a call with us and we can discuss.

Questions?

Get in touch, we will be happy to help!

Resources

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