Our Plans are the #1 Tax Deferral Strategy
Many of our clients cut their tax bill in half. At Emparion, we specialize in efficient tax planning and retirement structuring.
The #1 Tax Planning Strategy
Average contributions over $100,000 with flexible design
Our plans are structured for maximum contributions, but also provide a flexible funding range. Each plan is customized to meet your specific situation.
Custom designed for your business
Maximum owner contributions with high contribution limits
FREE plan illustrations with tax savings
Maximum Retirement Contributions
The #1 Strategy for Turbo Charging Your Retirement Savings
Cash balance plans and defined benefit plans have been around for decades. But few people know about them. We make it easy for you to set up a plan.
Creative design with unique plan options
Minimizing risk and maximizing tax benefits
Flexible structures for solo or group plans
services we offer
Take a look below at some of our favorite strategies. It doesn’t matter your age and income, we have a solution that will work for you. Just take a look…
Cash Balance & 401(k) Combo Plans
This is probably our most popular structure. Combine the flexibility of a 401(k) plan with large cash balance plan contributions.
Money Purchase Plus 401h
Looking for large contributions plus the ability for tax-free medical? A 401h plan might just be the best solution.
Mega Backdoor Roth 401(k)
Looking for big Roth contributions? This might be the plan for you. You can even combine it with a cash balance plan.
Fringe Benefit Plans
Looking for a medical reimbursement, tuition funding or deferred compensation plan? We have it all.
Prior Service Max
For people who are looking for maximum year one contributions. It’s not for everybody. But it can work great in the right situation.
We know how to structure plans to achieve your goals. Contact us so we can create a custom illustration for you.
What our clients have to say…
I had no idea what a cash balance plan was. But since I set one up, I have saved thousands in tax and put a sizable amount in retirement. I can’t thank them enough for the retirement structuring!
– SAMANTHA WEIMER
When my business took off, so did my tax bills. I wanted to maximize retirement contributions but didn’t know how. Thanks to Emparion I was able to mitigate my taxes and supercharge my retirement.
– BILL KNIGHT
How it works
It’s easy to get started
We set up hundreds of plans a year. We make the process simple and easy so you can be up and running with your new plan in as little as a week!
Get an illustration
We start the process with a FREE illustration where you can look at your funding levels and determine the right plan structure for you.
Complete onboarding process
Once the structure in place, we complete your plan documents and then schedule an onboarding call so we can walk you through the plan documents and assist with your investment accounts.
Fund your plan
Now you are ready to fund your plan, select your own investments and coordinate your contribution deduction with your CPA. It’s as simple as that.
Why Choose Us
We have been structuring plans for years. Rest assured that you have a team of professionals in place to handle your plan administration.
We structure plans to fit your company. From solo plans to large group plans, we can reliably set up and administer any plan size.
You are safe knowing that we are in charge of your plan design and administration. We even help coordinate with your financial professionals.