Why Defined Benefit Plan Projections Are Often Inaccurate
At Emparion, a common request we receive is a multi-year funding projection. Clients want to …
Why a Mega Backdoor Roth Usually Doesn’t Work if You Have Non-Owner Employees
If you run a small business with a combined cash balance and 401(k) plan, you’ve …
Cash Balance Plan Pay Credit Options: How to Select the Best One
A cash balance plan is a powerful retirement tool for solo business owners who want …
What is the Difference Between Maximum Funding Limits and the Termination Liability in a Cash Balance Plan
When it comes to managing a defined benefit plan, two financial concepts are frequently discussed …
What is ‘Deemed’ Compensation and Why is it Critical for Sole Proprietors
If you are a sole proprietor with a retirement plan, there is one number that …
Plan Document Requirements for Establishing a Cash Balance Plan
Setting up a cash balance plan involves much more than choosing a contribution level and …