Tax-Free Income for Life: How PPLI Policy Loans Actually Work
“Tax-free income for life” is the phrase that sells private placement life insurance — and …
How to 1035 Exchange Whole Life or Variable Life Into PPLI Without Triggering Taxes
A lot of high earners are sitting on a permanent life insurance policy they bought …
PPLI vs. the Mega Backdoor Roth: Two Tax-Free Strategies Compared
If you’re a high earner trying to build tax-free wealth, two strategies tend to come …
Examining the Expense Charges Inside a Private Placement Life Insurance Policy
Private placement life insurance (PPLI) is often described as a “low-load” or “institutionally priced” insurance …
Is PPVA a ‘Super IRA’? How the Analogy Holds Up
When a sophisticated client first encounters a Private Placement Variable Annuity (PPVA), the most efficient …
Private Placement Life Insurance (PPLI): Why We Call it the ‘Super Roth’
Advisors often reach for a familiar shorthand when introducing Private Placement Life Insurance (PPLI) to …