Pricing

Defined Benefit and Cash Balance Plan Pricing

We offer transparent pricing. You pay a one time set up fee and then each year you pay an administration fee.

Defined Benefit or Cash Balance Plan Fees

One Time
Set Up
FREE Planning Call
Quick Set Up
$
990
  • * $250 for each plan participant
  • * $500 for prior service option
Annual
Administration
Annual Planning Calls
All Actuarial Included
$
1,950
  • * $150 for each plan participant
  • * All-inclusive fee: planning & actuarial

Other services and fees (as applicable):

  • Pension Benefit Guaranty Corporation (PBGC) filing = $375
  • Employee distributions = $275 per termination
  • Plan amendments starting at $400
  • Plan termination services = $1,500 (no IRS submission)
  • Plan termination services = $2,500 (with IRS submission)
  • Prior service adjustments = $500

401(k) Plan Fees (Owner Only)

One Time
Set Up
FREE Planning Call
Quick Set Up
$
390
  • * $150 for Spouse
  • * Mega Backdoor Roth
  • * Self-Directed
Annual
Administration
Annual Planning Calls
Mega Backdoor Roth
$
390
  • * $150 for Spouse
  • * DB Plan Cross Testing
  • * All Reporting

Other services and fees (as applicable):

  • Employee distributions = $275 per termination
  • Safe Harbor or traditional 401k starts at $850 (contact us for pricing)
  • Plan termination services = $490

All plans include the following (as applicable):

  • Planning Consultation
  • Custodian Coordination
  • Schedule SB
  • Plan Documents
  • Summary Annual Report
  • Form 5500
  • Contribution Calculation
  • Actuarial Report
  • Trust Accounting
  • Annual Planning Calls
  • Participant Statements
  • AFTAP Certification

Defined Benefit Plan Fee Schedule

How to determine plan pricing:

  • Make sure a define benefit plan is right for you. This is an important decision, so make sure that a DB or cash balance plan is something you can commit to.
  • Add a 401k plan with profit sharing. You may already have a solo 401k plan. If not, it might make sense to add one.
  • Decide on plan customizations. You might want to add your spouse or include prior year service. We can help you make the right decision.
  • Consider annual administration fees. Administration fees will typically include actuary cost and can add up quickly. Make sure you defined these fees upfront.
  • Make sure fees are documented. The fee schedule should be defined in the engagement letter. Be carefully if they are not clearly documented.