Self-Directed Cash Balance Plan: Can You Do It?
By now you may already know about the basics of cash balance plans. But have …
Cash Balance Plan Investments includes managing the assets of your cash balance retirement plan to ensure stability and growth while aligning with regulatory requirements. Unlike traditional 401(k) plans, cash balance plans have a pooled investment structure, meaning that all assets are invested collectively rather than by individual participants.
Our team provides guidance on creating an investment strategy that meets the plan’s funding objectives, balancing growth potential with risk management to ensure that the plan remains adequately funded and compliant with IRS guidelines.
We help employers understand the unique aspects of investing for cash balance plans, including interest crediting rates and the importance of achieving consistent returns to meet benefit obligations. By working with professional investment advisors, we help you design a portfolio that supports the plan’s needs, considering factors like liability-driven investing (LDI) and risk mitigation strategies.
With a well-managed investment strategy, your cash balance plan can provide predictable benefits for participants while offering significant tax savings and retirement income security for the business owners and key employees.
By now you may already know about the basics of cash balance plans. But have …
Let me be clear. 412(e)(3) plans can be great retirement structures. Unfortunately, they don’t work …
We know real estate can be a great investment. It can be a very important …
How would you like to contribute six figures into a cash balance plan, take an …
At Emparion, we are a little biased. We believe we are one of the best …
Solo 401k and the Self-Directed IRA are the well-known types of self-directed retirement accounts. Pre-tax …