[Podcast] How Retirement Ages Impact Defined Benefit Plans
When setting up a defined benefit plan, one of the most important factors to consider …
[Podcast] Understanding the 6% Rule and the 31% Rule for Cash Balance Plans
For business owners who combine a defined benefit plan with a 401(k), the IRS imposes …
[Podcast] Do I Have to Contribute to a Cash Balance Plan If I Have No Income?
Cash balance plans are a powerful retirement tool for business owners, offering flexibility in retirement …
Strategies to Minimize Employee Cash Balance Contributions with Group Plans
Understanding how cash balance plans work can be very challenging. The more employees you have, …
Fiscal Year Defined Benefit Plans: How Do They Work and What is the Process
The vast majority of business owners are taxed based on a calendar year. This makes …
Cash Balance Plan Downsides: Don’t Make These 3 Mistakes!
There’s a reason why cash balance plans are home runs for most of our clients. …