Pitfalls of Using ‘Years of Service’ to Frontload a Defined Benefit Plan
Frontloading defined benefit or cash balance plans can make a lot of sense. However, there …
How to Make a Large Cash Balance Plan Contribution with a Low W-2
Many business owners want large cash balance plan deductions but have relatively low W-2 compensation. …
When to Use a Pay Credit Formula of 200% to 300% [Tips + Rules]
When a cash balance plan is established, there is a pay credit formula that is …
Cash Balance Plan Rules When Two Spouses Own Separate Businesses
When married spouses each own and operate their own separate business entities, navigating retirement plan …
Cash Balance Plan Options When Multiple Businesses Merge
We deal with many solo business owners. But sometimes business owners merge their businesses for …
Interest Crediting Rates 101: Balancing Stability and Growth in Cash Balance Plans
In designing a Cash Balance Plan, one of the most pivotal decisions is selecting the …