Fiscal Year Defined Benefit Plans: How Do They Work and What is the Process
The vast majority of business owners are taxed based on a calendar year. This makes …
Avoid RMD Headaches by Using Force-Out Distribution Rules at Normal Retirement Age
Required minimum distributions (RMDs) are not frequently discussed during retirement planning. But when they are, …
Can I use Schwab, Fidelity, Vanguard or E*TRADE to administer my safe harbor 401(k) plan?
Administering a solo 401(k) plan is a straightforward process. It’s designed to cover just the owner (and possibly a spouse), which means …
Cycle 3 Restatement Guide: The Time to Act is Now
WHAT DO I NEED TO KNOW ABOUT RESTATING MY PLAN DOCUMENT? The Internal Revenue Service …
When Do I Have to File Form 5500-EZ for my Solo 401(k) Plan?
You may already know that solo 401(k) plans are great starter retirement structures. But there …
IRS Form 5330: How to Calculate Penalties for Underfunded Plans
Most people want to aggressively fund their defined benefit plan or cash balance plan to …