Cash Balance Plans for CPA Firms: Reducing Tax Liability While Building Wealth
CPA firm partners are among the most financially sophisticated professionals in the country. Yet many …
Rolling Over a Cash Balance Plan to an IRA: Step-by-Step
A cash balance plan is one of the most powerful tax-advantaged retirement tools available to …
The Role of the Actuary in Cash Balance Plan Design
When business owners explore cash balance plans, they often focus on contribution limits and tax …
Why We Don’t Recommend Market-Based Crediting for Solo Cash Balance Plans
A solo cash balance plan can select many different interest crediting rates. This includes fixed, …
Can Employer 401(k) Contributions be Roth? [Hint: Yes, But There’s Catch]
Thanks to the SECURE Act 2.0, employer contributions can now be Roth. While this sounds …
Cash Balance Plans: Why Your ‘Pay Credit’ Does Not Equal Your Contribution
Cash balance plans offer large tax deductions, but they can be complex. There’s a lot …