| Cash Balance Plan Cheat Sheet | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 2022 | 2023 | ||||||||
| 2022 Amounts, NRA = 62+3 | 2023 Amounts, NRA = 62+3 | ||||||||
| Comp assumes | 245,000 | Comp assumes | 265,000 | ||||||
| Age | Max % | 415 Limit | Max Cont | Age | Max % | 415 Limit | Max Cont | 415 with 10 YOP | |
| 22 | 37% | 41,268 | 91,236 | 22 | 29% | 47,043 | 75,660 | 0 | |
| 23 | 39% | 43,351 | 94,325 | 23 | 30% | 49,417 | 78,540 | 0 | |
| 24 | 40% | 45,540 | 97,522 | 24 | 31% | 51,913 | 81,532 | 0 | |
| 25 | 41% | 47,840 | 100,828 | 25 | 32% | 54,537 | 84,642 | 0 | |
| 26 | 43% | 50,257 | 104,247 | 26 | 33% | 57,293 | 87,870 | 0 | |
| 27 | 44% | 52,797 | 107,784 | 27 | 34% | 60,189 | 91,221 | 0 | |
| 28 | 45% | 55,467 | 111,445 | 28 | 36% | 63,223 | 94,702 | 0 | |
| 29 | 47% | 58,273 | 115,232 | 29 | 37% | 66,433 | 98,320 | 0 | |
| 30 | 49% | 61,220 | 119,145 | 30 | 39% | 69,795 | 102,076 | 0 | |
| 31 | 50% | 64,318 | 123,196 | 31 | 40% | 73,328 | 105,976 | 0 | |
| 32 | 52% | 67,574 | 127,386 | 32 | 42% | 77,041 | 110,028 | 770,410 | |
| 33 | 54% | 70,998 | 131,725 | 33 | 43% | 80,944 | 114,236 | 809,440 | |
| 34 | 56% | 74,595 | 136,210 | 34 | 45% | 85,046 | 118,608 | 850,460 | |
| 35 | 57% | 78,374 | 140,848 | 35 | 46% | 89,358 | 123,150 | 893,580 | |
| 36 | 59% | 82,347 | 145,649 | 36 | 48% | 93,889 | 127,867 | 938,890 | |
| 37 | 61% | 86,523 | 150,615 | 37 | 50% | 98,652 | 132,767 | 986,520 | |
| 38 | 64% | 90,915 | 155,759 | 38 | 52% | 103,659 | 137,858 | 1,036,590 | |
| 39 | 66% | 95,528 | 161,074 | 39 | 54% | 108,921 | 143,145 | 1,089,210 | |
| 40 | 68% | 100,379 | 166,578 | 40 | 56% | 114,454 | 148,640 | 1,144,540 | |
| 41 | 70% | 105,476 | 172,270 | 41 | 58% | 120,270 | 154,349 | 1,202,700 | |
| 42 | 73% | 110,836 | 178,162 | 42 | 60% | 126,383 | 160,279 | 1,263,830 | |
| 43 | 75% | 116,471 | 184,260 | 43 | 68% | 132,808 | 179,111 | 1,328,080 | |
| 44 | 78% | 122,392 | 192,245 | 44 | 70% | 139,565 | 185,285 | 1,395,650 | |
| 45 | 82% | 128,620 | 200,409 | 45 | 72% | 146,666 | 191,670 | 1,466,660 | |
| 46 | 85% | 135,164 | 208,742 | 46 | 75% | 154,131 | 198,280 | 1,541,310 | |
| 47 | 89% | 142,046 | 217,259 | 47 | 77% | 161,982 | 205,125 | 1,619,820 | |
| 48 | 92% | 149,279 | 225,951 | 48 | 80% | 170,234 | 212,208 | 1,702,340 | |
| 49 | 96% | 156,885 | 234,832 | 49 | 83% | 178,910 | 219,539 | 1,789,100 | |
| 50 | 100% | 164,880 | 243,897 | 50 | 86% | 188,030 | 228,241 | 1,880,300 | |
| 51 | 103% | 173,287 | 253,157 | 51 | 90% | 197,621 | 239,114 | 1,976,210 | |
| 52 | 107% | 182,126 | 262,608 | 52 | 95% | 207,702 | 250,494 | 2,077,020 | |
| 53 | 111% | 191,418 | 272,256 | 53 | 99% | 218,303 | 262,413 | 2,183,030 | |
| 54 | 115% | 201,187 | 282,104 | 54 | 104% | 229,447 | 274,894 | 2,294,470 | |
| 55 | 119% | 211,458 | 292,155 | 55 | 109% | 241,165 | 287,973 | 2,411,650 | |
| 56 | 123% | 222,257 | 302,408 | 56 | 114% | 253,484 | 301,673 | 2,534,840 | |
| 57 | 128% | 233,612 | 312,876 | 57 | 119% | 266,437 | 316,026 | 2,664,370 | |
| 58 | 132% | 245,551 | 323,552 | 58 | 123% | 280,057 | 325,220 | 2,800,570 | |
| 59 | 137% | 258,102 | 335,976 | 59 | 120% | 294,375 | 317,119 | 2,943,750 | |
| 60 | 142% | 271,299 | 348,287 | 60 | 124% | 309,430 | 329,448 | 3,094,300 | |
| 61 | 146% | 285,175 | 357,231 | 61 | 122% | 325,261 | 323,686 | 3,252,610 | |
| 62 | 142% | 299,765 | 347,954 | 62 | 120% | 341,904 | 317,047 | 3,419,040 | |
| 63 | 138% | 315,104 | 338,558 | 63 | 117% | 335,180 | 310,234 | 3,351,800 | |
| 64 | 144% | 308,856 | 353,936 | 64 | 114% | 328,305 | 303,244 | 3,283,050 | |
| 65 | 151% | 302,468 | 369,976 | 65 | 112% | 321,250 | 296,085 | 3,212,500 | |
| 66 | 151% | 295,913 | 370,060 | 66 | 109% | 314,012 | 288,729 | 3,140,120 | |
| 67 | 158% | 311,069 | 387,204 | 67 | 106% | 306,599 | 281,172 | 3,065,990 | |
| 68 | 165% | 327,005 | 405,105 | 68 | 103% | 298,982 | 273,418 | 2,989,820 | |
| 69 | 173% | 343,762 | 423,792 | 69 | 100% | 291,156 | 265,467 | 2,911,560 | |
| 70 | 181% | 361,381 | 443,291 | 70 | 97% | 283,127 | 257,330 | 2,831,270 | |
| 71 | 189% | 379,905 | 463,630 | 71 | 94% | 274,894 | 249,021 | 2,748,940 | |
| 72 | 198% | 399,381 | 484,841 | 72 | 91% | 266,468 | 240,555 | 2,664,680 | |
| 73 | 194% | 419,857 | 475,622 | 73 | 88% | 257,864 | 231,951 | 2,578,640 | |
| 74 | 186% | 441,386 | 454,608 | 74 | 84% | 249,097 | 223,231 | 2,490,970 | |
| 75 | 177% | 433,640 | 433,640 | 75 | 81% | 240,188 | 214,416 | 2,401,880 |