Plan Design Calculator
401(k), Money Purchase & 401(h) Deduction Calculator
Estimate allowable deductions for a sole proprietor combining employee deferrals, a money purchase pension plan, and a 401(h) retiree medical account.
1.What plan year are you interested in?
2026 coming soon
2.How old were you during the plan year selected?
3.How is your business taxed?
S Corp. / C Corp coming soon
4.What type of pension do you have?
Cash Balance / Defined Benefit coming soon
5.Do you want to limit the money purchase plan contribution to 75% of the 415 limit?
6.Which contribution do you want to add first?
7.What was your business profit?
$
Calculation Results
| 401(k) deferral | |
| Money purchase plan | |
| 401(h) | |
| Total contributions |
For informational purposes only and not intended as tax, legal, or investment advice. Figures reflect 2025 plan-year limits. The self-employment tax calculation follows IRS Schedule SE, including the 2025 Social Security wage base of $176,100. Consult a qualified professional before making contribution decisions.