Get a FREE Custom Plan Illustration With the #1 Most Powerful Retirement Strategy.
At Emparion, all we do is structure effective retirement plans including SEP IRAs.
But did you know you could save thousands using a cash balance plan rather than a SEP IRA? Take a look at our example below where one client saved $9,475 using a cash balance plan rather than a SEP IRA.
Let’s take a look at a client who wanted to make a contribution of $25,000 into a retirement plan. He thought that a SEP was the best option. The table below shows how he actually saved $9,475 using one of our Cash Balance Plans.
Just a few quick questions and we’ll have your illustration in 24 hours!
Until I discovered Emparion, I was trying to do everything myself and it was not working. Emparion was a game-changer... and it can help you find an optimum strategy for your circumstances and goals for retiring.read more
When I came to Emparion, I was concerned about trying to commit to something at a high level of funding. I was not... aware that I could fund at a minimum, maximum, and target level. This set my mind at ease and made me feel comfortable that I can find a plan for the long term. I’m in a high tax bracket and always looking for more tax deductions.read more
I already had a SEP in place. Fortunately, I did not contribute to it because I didn’t really understand the... combination rules. They help me out a lot and kept me out of trouble. Highly recommend.read more
I appreciate the fact that they looked at my tax situation were able to help me analyze the tax savings. My CPA didn’t... really know much about these plans so it was nice to be able to coordinate a conference call.read more
These guys are very quick with the plan set up. I was concerned that I wouldn’t be able to get a plan in place by the... end of the year, but I didn’t have much of a problem. In addition, I was very pleased with the onboarding process. I wasn’t exactly sure what investment custodian I should you use but they helped out a lot.read more
I’ve had such a great experience with the Emparion team so far! I was worried I wouldn’t be able to get my retirement... plan sorted out before the filing deadline, but they were able to set it up so quickly. It was also nice to have an on-boarding call, as I was able to get all of my questions answered. Shelby is very friendly and has been a huge help to me throughout the set up process.read more
Setting up my cash balance plan with Emparion was quick and easy. The guidance I received throughout the process was... great, and any questions I had were answered in a timely manner. Paul has great expertise in this field of work. Not to mention the set up price was cheaper than I had been quoted elsewhere, which is always a plus! Would definitely recommend Emparion's services.read more
Paul is great to work with and definitely knows his stuff. He made a complex issue very easy to understand and got us... set up in no time at all. It has been a pleasure to work with such a professional.read more
Working with Emparion and Paul was a fantastic business decision. Customer service is absolutely next level and I have... honestly felt like family. Paul's expertise is the best in the business and as someone who has worked with many accountants, he is the best I have ever had the pleasure of working with. I have read Paul's articles for years on tax planning and they were always more advanced and comprehensive than anything else I read. I never thought I would have the privilege of working with him, but I am very lucky to have the opportunity to do so. I feel taken care of, secure and know I am doing everything to stay in compliance. After shopping through many different plan administrators for cash balance plans there is absolutely no comparison. Emparion has the best product, customer service and the best pricing. Thank you Emparion and Thank you Paul!read more
Emparion has saved my clients literally hundreds of thousands of dollars in taxes. I run a financial advisory firm with... high net worth individuals and Emparion's retirement plan administration is integral to my planning process. It is amazing how your average CPA or advisor has never even heard of the Cash Balance plan -- let alone mastered it like Emparion. Paul and Shelby do a great job, and I can't recommend their services enough.read more
I came to them to assist me with some retirement structuring. The main reason was that I know they are not custodians... or financial advisors. They purely act as administrators with a tax focus. That was the reason why my plan was structured so well was because I was not looking for someone to provide investment advice. I was looking for a consultant.Most administrators that I’ve talked to look at these plans from a compliance standpoint. That is always important but I want to make sure that my plan is structured to be tax efficient and that it will work for me and my business.Thank you Emparion for the amazing work!read more
I had no idea what I was doing before I contacted Emparion. Filled out the contact form just looking for answers and... before I knew it my plan was done. Very good work from the guys at Emparion!read more